About Our Organization.
We are a professional services firm located in Malta. We specialize in accounting, audit, and other financial services. Our team of experienced professionals are dedicated to providing high-quality services to our clients. We have a strong understanding of the local market and regulations, which allows us to offer tailored solutions that meet specific needs. We are also committed to integrating AI with our financial procedures to offer more efficient and accurate services — whether you’re a small business or a large corporation.
Local Malta knowledge. International development. Global standards. Efficient execution.
Malta is a small EU member state in the Mediterranean, with English widely spoken and a business-friendly environment for local and international companies.
We help clients stay compliant, keep reporting clear, and improve finance operations through better workflows — including automation where it makes sense.
Whether you need day-to-day finance support or structured execution for complex requirements, we bring a calm, reliable approach.
Revolutionizing Financial Services with AI
Our commitment to innovation.
We are committed to staying at the forefront of innovation in the financial services industry. By integrating artificial intelligence into accounting, audit, and other financial procedures, we can analyze data faster, identify patterns and trends, and deliver better decision support. Our investment in AI helps clients move quicker with more confidence.
Trusted by growing teams
We support founders and operators who want clarity, compliance, and predictable delivery.
Principles that guide us
Integrity & Trust
We uphold the highest ethical standards — maintaining transparency and honesty in every interaction. Trust forms the foundation of our client relationships.
Innovation & Excellence
We continuously improve through creative problem-solving and practical, cutting-edge solutions — delivering exceptional value and quality.
Custodianship & Partnership
We treat our clients’ financial wellbeing as our own, building enduring partnerships based on shared responsibility and long-term commitment.
Client-Centric Service
We prioritize client satisfaction by understanding unique needs and delivering personalized, proactive support.
Why choose XLW Advisory?
Global Reach
Access to international expertise through global alliances and partners.
Compliance & Innovation
Strong compliance mindset paired with modern, efficient technology-led workflows.
Technology Experts
Leaders in applying AI powered tools to reduce manual work and improve accuracy.
Customized Solutions
Services tailored to your structure, industry, and reporting needs.
Team of professionals
Darren Pace, ACCA
Accountant
Darren handles a portfolio of clients covering data inputting, VAT returns, management accounts, payroll and more. Outside work he enjoys fitness classes, cycling, hiking, swimming, and anything outdoors. Darren speaks Maltese and English.
Rebecca Gatt
Corporate Administrator
Rebecca supports administration across the business. Highly organised with strong attention to detail, she focuses on improving her skills in the administration sector. Outside office hours she enjoys TV series and baking.
Sajid Iqbal, ACCA
Accountant
Sajid is an ACCA-qualified accountant who loves working with numbers and keeping focus on accuracy. Outside work he enjoys relaxing in the evenings watching movies.
Sandra Borg
Accountant
Sandra is an ACCA-qualified accountant who enjoys solving challenges with numbers. In her free time she enjoys reading, cooking, playing tennis, and learning about different cultures.
Teresa Merza
Junior Accounts Executive
Teresa supports day-to-day accounts work and enjoys the challenge of growing in a fast-paced environment. She loves travelling and is known as a reliable and responsible team member.
Danica Debono, ACCA, MIA, CPA
Accounts Manager
Danica oversees daily accounting operations and supervises accounting staff. With experience across industries, she is thoughtful, focused, and committed to continuous learning. Outside work she enjoys travelling, swimming, and music.
*Team images are placeholders — replace with your real photos when ready.
Common questions
A quick overview of how we work and who we support.
Join our team
- Payroll Associate
- Audit associate
- Bookkeeping specialist
- Tax & compliance associate
- Compliance analyst
- Accounting Clerk
Ready to discuss your business?
Tell us what you're building — we'll propose a compliant setup and a practical plan for accounting, tax and finance operations.